Things I think of in these times!

March 21st, 2011 9:09 AM

In this Evolving Market that we are in it is important to do everything we can to make the process of producing our work fast and accurate. Recent investment has been made by us in both Motion LE1600 tablet computer systems as well as the new iPad 2. This will make our service the fastest most efficient in the business. With the use of Alamode software (Wintotal Aurora and Total 2011) combined with Davinci mobile pro and Davinci for Ipad we can gather information, easily diagram property and transmit this data back to our main office for fast production and processing of our appraisal files.

In addition both I and my assistant now have the iPhone 4. This very modern phone system enables a couple of interesting things that have not previously been available to me in the field. With this phone system I can access Mls data for Sold, Pending and Available property while I am in the field with the push of a button. The phone system retrieves my location and then links to Mls to tell me what available, pending or sold properties are near my location. As with the previous blackberry system that I have used in the past we can retrieve your email communications in the field quickly. It is my goal to offer the most up to date fastest service to my clients.

I hope to be of more service to you soon! My main office is now located in the Escondido area which is in the North County of San Diego. We are interested in expanding our appraisal business to do more San Diego County Appraisal work; however please know that we do still service extensively the Riverside Appraisal market. We especially love to do Temecula Appraisals as well as Murrieta Appraisals!


Posted by Harold Canum on March 21st, 2011 9:09 AMPost a Comment (0)

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March 19th, 2011 10:42 AM

Monday, March 14, 2011

This week we are offering specials on the following:

Poway Appraisals, San Diego Appraisals and Fallbrook Appraisals

Seeking Association with Vista Appraiser, Pacific Beach Appraiser and Chula Vista Appraiser. 


Posted by Harold Canum on March 19th, 2011 10:42 AMPost a Comment (0)

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March 12th, 2011 12:17 PM

I got an email notice that the California Association of Realtors has taken out full-page ads in seven of the state's largest newspapers to urge banks, government officials and others with a stake in the housing market to make so-called short sales easier, faster and more efficient.

The ads were to appear in the Mercury News, the Los Angeles Times, the San Francisco Chronicle, San Diego Union and other daily papers Thursday.

The general appeal of the ad was to point out that many potential home buyers have had to wait more than three months for banks to respond to short-sale applications. In addition the ad was to point out that short sale transactions must be streamlined in order to help with the overall economic recovery by reducing inventory.

It is my sincere hope that something gets done on this matter soon!

In addition as hard a pill as it may be to swallow it would be great if Banks mortgage servicers and the Federal government would do something to help the homeowner who is struggling to make their house payments where they are underwater in their mortgage and a simple rate reduction refinance would help them. What would this hurt? The federal government has already bailed out all the ultra-rich on Wall Street (Banks, Insurance Giants, Car companies, Foreign Companies) why not help the struggling homeowner keep their home?


Posted by Harold Canum on March 12th, 2011 12:17 PMPost a Comment (0)

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March 12th, 2011 12:15 PM

Tuesday, March 01, 2011

Escondido Appraisals, Temecula Appraisals, Rancho Bernardo Appraisals.

Seeking associations with La Jolla Appraiser, San Diego Appraiser.

Call us if you have any questions!


Posted by Harold Canum on March 12th, 2011 12:15 PMPost a Comment (0)

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March 1st, 2011 11:55 AM

This week we are having a special for orders placed in the

San Diego and South Riverside County areas of Escondido,

Rancho Bernardo and Temecula Appraisals.

We sometimes do specials for certain areas that we have other

Work to do during that week. Check back with us from time

To time and we’ll update our specials.


If you are doing a search for specials on the internet this

Week you may want to type Escondido appraiser, Temecula

Appraiser or Rancho Bernardo Appraiser.



Hope you have a great week.

http://www.haroldcanum.com

760-594-6108

Posted by Harold Canum on March 1st, 2011 11:55 AMPost a Comment (0)

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February 22nd, 2011 4:41 PM

So I get these ridiculous calls from Appraisal management companies that want to hire me for appraisal work at $200-$300 dollars for outlying areas in San Diego County as well as Riverside, Orange and San Bernardino. First of all many don’t realize that some of these areas may require total drive times of up to 5 hours.

So I’m sitting here thinking that it might be a good idea for “us appraisers” to get together and form a coalition listing of our services. It could help save time and money for our clients that appear to be primarily Appraiser management companies as well as Direct lenders. It could be sort of like a “facebook” of Real Estate Appraisers and it wouldn’t have to cost anyone anything to do it. It would just be a cool thing that someone like me who is more tech savvy than most could put together for all of us to enjoy! If you have any feedback let me know!

If this worked I might be able to actually do Escondido Appraisal work for less cost than what I have to charge now because it may enable me to get more appraisal orders than what I have been getting right around my home office.

HAC

Posted by Harold Canum on February 22nd, 2011 4:41 PMPost a Comment (0)

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February 19th, 2011 10:06 AM

I have been reading recently that the Treasury Dept is refusing to punis financial institutions that blatantly violate HAMP, according to the nonprofit journalism outfit.

I have also been hearing that Banks servicing loans for Fannie Mae and Freddie Mac actually get paid more to take a home back in foreclosure I have heard 25% of the balance foreclosed. I would love to hear any feed back that you have on this issue.

That is all for today from your San Diego Appraiser

Harold Canum


Posted by Harold Canum on February 19th, 2011 10:06 AMPost a Comment (0)

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September 11th, 2009 10:57 AM
So as an appraiser I'm looking around my neighborhood and wondering
what is happening in Temecula,California.  When I do my research
I'm particularly interested in my home's model.  So off I go to find out
that the model that I live in has recently sold for $400,000 and
upon further research I find out that the purchaser(because they
liked the home so much) paid $50,000.00 more than the asking price.
Wow- It's true not only in my area but in many of the areas that
I do appraisal work such as San Diego, Riverside, Orange and Los Angeles
counties, property is beginning to sell over the appraised value.
Maybe there is hope!  I hope the foreclosure moritorium that ends as of
September 15 doesn't flood the market and cause too many head aches!

Posted by Harold Canum on September 11th, 2009 10:57 AMPost a Comment (0)

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August 29th, 2009 4:39 PM
So I’m sitting and talking to one of my favorite real estate agents the other day and he tells me that after 3-4 weeks of processing another FHA loan, that the FHA appraiser has brought the appraisal in $40,000 under the sales price. I was just wondering one thing. Maybe real estate agents should order an FHA appraisal at the time when they take the listing if they are going to accept an FHA offer. Remember that FHA appraisals aren’t subject to hvcc compliance yet. Most appraisers know who they are approved with for FHA appraisals and could probably direct you to a good lender. What a concept? We appraise for Temecula, All of Riverside, San Diego, Orange, San Bernardino and Los Angeles Counties.

Posted by Harold Canum on August 29th, 2009 4:39 PMPost a Comment (0)

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June 14th, 2009 3:47 AM

Today I write in concern for the appraisal industry. Once again the big guy wins and the little guy gets pushed out unjustly. It seems that nobody has any concern for the small appraiser or small appraisal business. This happened when the Hvcc guideline was implemented by the too big to fail organizations known as Fannie Mae and Freddie Mac.

I was just reading about the class action lawsuit that claims that Washington Mutual influenced Eappraiseit to falsify appraisal reports over the past years.

How is it now that under Hvcc we allow the Too Big to Fail Banks to own appraisal companies while we squeeze out the small appraisal company that has spent years developing relationships in their local market place through contacts with mortgage professionals and community banks and mortgage bankers.

Have we forgotten that this country was made great by small business.

Posted by Harold Canum on June 14th, 2009 3:47 AMPost a Comment (1)

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